Some people are reluctant to file a workers’ compensation (WC) claim, even after a serious workplace injury. They might hold off because they think their insurance will cover the bill. Others may fear filing a workers’ compensation claim will cause trouble at work. And others still may believe that they don’t need workers’ compensation to move forward because they can handle everything themselves.
While there are many reasons why someone might avoid a workers’ compensation claim, here are four very good reasons why it is worth the effort.
Covering Medical Treatment
If your workers' compensation claim is approved, you won't have to worry whether insurance will cover your bills or if you can pay it out of pocket. When your claim is approved, WC is responsible for paying all medical bills related to your injury.
After a workplace injury, your regular care provider may refer you to a specialist. If that doctor is out of town, workers’ comp can provide mileage reimbursement for authorized appointments. To find out if your trip to the doctor is eligible for mileage reimbursement, give us a call or send us an email.
Permanent Disability Payments
If your injury is so severe that it prevents you from working, you need to file a workers’ compensation claim. Once approved, you may be eligible for permanent disability compensation, which would cover your future lost wages. If you think your injury qualifies as a permanent disability, don’t hesitate to reach out to our office to discuss your options.
Covering Future Medical Bills
Workers’ compensation can also protect you against long-term pain and future complications. If your injuries require extended treatment, WC can cover the cost of future appointments related to your injury. If you’re unsure whether your follow-up appointments are eligible for WC, our office can help.